Stripe stablecoin payments
Best for: Businesses already on Stripe who want USDC at checkout with dollars in the bank.
Last verified Oct 16, 2026 from 2 provider sources
Merchant fee
1.5%
1.5% (pricing page); page also lists 0.8% promotional rate through Jan 1, 2027
- Custody
- Custodial: settles to your Stripe balance
- Payout to bank
- Yes, settles in local currency in Stripe balance
- Coins & networks
- USDC (Tempo, Ethereum, Solana, Polygon, Base); USDP, USDG (US-only)
- Countries
- US businesses; private preview in EU, Hong Kong, Mexico, Switzerland
- Accepts stablecoins
- Yes
- Worth knowing
- $10,000 per-transaction customer limit; refunds return as stablecoin; no disputes.
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What changed in stablecoin payments this week, written for people who run a business, not a trading desk.