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BitPay vs CoinGate
Quick take: BitPay is the long-established, US-friendly option with daily bank settlement but its tier rates weren't visible on its public page; CoinGate publishes a flat 1% Standard fee and suits EU/UK sellers with plugin-based stores.
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| BitPay | CoinGate | |
|---|---|---|
| Merchant fee | Tiered by monthly volume; rates not shown in the page text we retrieved | 1% per transaction (Standard); custom for Enterprise |
| Custody | Custodial | Custodial; balance held until settlement |
| Payout to bank | Yes, daily fiat settlements to your bank | Yes, SEPA withdrawals 0.25 EUR + 0.1%; settle in EUR, GBP, USD or crypto |
| Coins | Not published on pricing page | 10+ cryptocurrencies |
| Countries | Not published on pricing page | Payments from 180+ countries |
| Best for | Established merchants wanting daily bank settlement and strong compliance | EU/UK small businesses and e-commerce plugins (WooCommerce, PrestaShop, WHMCS) |
| Sources |
Last checked 2026-10-16.
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